Fema flood map3/12/2023 In January 2015, FEMA released Preliminary Flood Insurance Rate Maps for New York City as well as the Preliminary Flood Insurance Study (FIS) for New York City, a narrative report of the city’s flood hazard. Find out more about understanding FEMA’s Flood Maps. Each flood zone tells homeowners what the risk is for flooding at their property. This area is also referred to as the Special Flood Hazard Area (SFHA) or the 100-year floodplain, and is broken down into smaller areas called flood zones. This high risk area has a one percent chance of flooding in any given year, and a twenty-six percent chance of flooding over the life of a thirty-year mortgage. These maps identify areas that are at high risk to flooding. FEMA creates Flood Insurance Rate Maps (FIRMs) that highlight flood risk and determine flood insurance and building code requirements.
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